When will UPI withdrawals for EPF be available?

The new UPI withdrawal facility for EPF is expected to be available from April.

How many EPF members will benefit from the UPI withdrawal system?

The proposed UPI withdrawal system is expected to benefit nearly eight crore EPF members.

Can I withdraw my entire EPF balance using UPI?

While a portion of the provident fund will remain locked, a substantial share can be withdrawn directly into linked bank accounts through UPI.

Home / Business and Economy / EPF Withdrawals Now Just a UPI Tap Away

EPF Withdrawals Now Just a UPI Tap Away

17 Jan

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Summary

EPF subscribers may soon withdraw funds directly via UPI.
New system aims to speed up access and reduce paperwork.
Nearly eight crore members to benefit from the upgrade.

Accessing provident fund savings is set to become significantly simpler for millions of salaried employees. Starting April, Employees' Provident Fund (EPF) subscribers may be able to withdraw funds directly into their bank accounts using the Unified Payments Interface (UPI), bypassing the need to file withdrawal claims. This initiative aims to expedite access to funds and reduce administrative burdens.

The proposed system will allow subscribers to complete transactions using their registered UPI PIN, ensuring secure transfers to their bank accounts. While a portion of the provident fund will remain locked, a substantial share can be withdrawn seamlessly. The Employees' Provident Fund Organisation (EPFO) is currently addressing technical aspects to ensure a smooth rollout, which is anticipated to benefit around eight crore members.

This development aligns with the EPFO's efforts to improve ease of living for its members, consolidating 13 withdrawal provisions into a simplified framework. These changes, approved by the Central Board of Trustees in October 2025, will be notified soon. The goal is to enhance services and match the convenience offered by banking institutions.