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Apple Pay's India Launch Nears Mid-2026
26 Feb
Summary
- Apple Pay aims for a mid-2026 launch in India.
- Discussions are underway with major Indian banks.
- Apple Pay will integrate with India's UPI system.
Apple Inc. is actively preparing for the introduction of its Apple Pay service in India, with a target launch window around the middle of 2026. The technology giant is currently engaged in detailed discussions with prominent Indian financial institutions, including ICICI Bank Ltd., HDFC Bank Ltd., and Axis Bank Ltd., as well as international payment networks such as Mastercard Inc. and Visa Inc.
This strategic initiative represents a significant step in Apple's ongoing efforts to expand its presence in India, a nation characterized by a burgeoning middle class and a rapidly evolving digital payments landscape. The forthcoming service is anticipated to seamlessly integrate with India's dominant Unified Payments Interface (UPI), a state-backed system that facilitates instant money transfers and bill payments.
Beyond UPI integration, Apple Pay in India is also expected to support traditional card-based payments, aligning with the country's recent regulatory shifts towards enhanced biometric authentication for digital transactions. Such a launch could potentially stimulate increased demand for Apple's hardware products, including iPhones, Apple Watches, iPads, and Macs, further solidifying its market position.
